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This little bit of information is actually a lot of insight on where her head is at and the role that OP is playing for her.OP, you are providing her with the attention that she is not getting from this other guy. I'd be willing to bet that whenever he is available to her he is banging her while you are providing everything else. Together, you guys are probably making the perfect boyfriend.
I disagree. That's speculation. OP said the convo took place 1 month ago. It's also around the time he came into the picture so them getting close can just as easily mean he swept her away from him.
OP has the home field advantage. He sees her daily and escalates further every time she's at his place. It's the right play.
If you fall in the lover zone, there's one of 2 ways she'll see you as. FWB material or BF material. If all she sees in you is FWB material, she will fuck you, early, and that's all she'll want from you. And even that's not a guarantee. Not all girls will be willing to have that type of experience.
If, on the other hand, you're bf material, she will not be fucking you so easily. She'll wanna make sure you'll stick around.
You threw the FWB possibility out the window when you started doing daily activities together. You don't see your fwb's daily. You don't talk daily. You don't lend them your phone.
Both paths have their advantages and disadvantages, depending on what it is you want in your life at the moment. Either way, you only have the second available to you right now so keep moving things forward. The only mistake you can make is stagnation.