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On a more important note, if I allow her to cheat on her boyfriend with me what's stopping her from doing that to me if we got together?
You nailed it. You can't. The best predictor of future behaviour is past behaviour. If she cheats on him with you, I would not want to date her.
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I just want to know how do you lure a girl out of a relationship in a healthy way so that you can further pursue?
That's for her to do in the first place. But for her to do so, she just needs to fall for you. It's beyond attraction.
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When people think of me, I want them to think only positive thoughts, not the time I told them that my dad made no attempt to raise me and that I come from a very poor and under privileged background and practically grew up off of government aid. When is it appropriate to reveal such information?... especially if she's asking about what's troubling me back at home and we've only been talking for about a month or 2.
This is perfect information if you want her to fall for you. But there's a specific way to present it. You need to use this kind of tone: "My father was the only one to bring me up and my mom wasn't around so it was extremely difficult on my dad but especially me... I spent many nights wondering about my mom. But in the end it I have no regrets because it made me strong and the person I am today." In other words, communicate your deep feelings and your struggles, but your conclusion should be a good one. Notice this story is like the kind of bullshit you read in a fairy tale. Bitches love fairy tales.