Financial Complications



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 Post subject: Financial Complications
PostPosted: Mon Sep 17, 2012 1:58 am 
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My girl and I just had our two year yesterday. She came home today and was very unhappy with work. She has been complaining for weeks. She manages a coffee stand in a grocery store. There are a lot of politics. She is a perfectionist and she feels like she cannot meet both the companies expectations. She is planning on going back to school later this year. She recently started looking around for another job because the stress is too much for her. The down side is, she might be making less at the new job.

-We always pay for bills 50/50
-She asked me if we can split the bills proportionately to our income if she gets a new job that pays less. (70/30ish)

We are in a committed relationship and I view supporting her as building the relationship BUT this concerns me because:

- She will be dependent on me, things COULD go south and leave her in a bad situation/complicate the relationship

Any Ideas?


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PostPosted: Mon Sep 17, 2012 2:04 am 
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Ummm. Blow jobs equal 15$ that should help cover her side of the bills.



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 Post subject:
PostPosted: Mon Sep 17, 2012 2:15 am 
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Its tough, that is a very personal issue, I would tend to agree that the bills should be split based on income, BUT it also depends what the bills are? perhaps you can create a budget to lessen the load on your end, cut down on your cable, cut back on groceries, do your laundry during "down times" ect, perhaps find housing that is cost less in rent? If this is not a possibility then I would say go ahead and split the bills up to where you are both paying based on income....but if you can reduce living costs and she can cut out some luxuries in her life in order to keep it 50/50 then she should! She must sacrifice luxuries in life if she wants to pay the bills...what would she do if she was on her own? she would figure it out, she shouldn't ride on your coat tail and make you suffer because of it. Again I don't know your situation? but if you gf goes out and buys $100 pair of jeans every other week, or a pair of shoes then she might need a reality check! People make it work every day.

Also if you guy are building a future together? which I am assuming you are? you should be saving, and this is something she should understand.


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PostPosted: Mon Sep 17, 2012 2:17 am 
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Eating her out would cancel it out though, and I love eating pussy!

were 70/30 on that too!!!

Damn... :shock: I need to give less and take more!


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PostPosted: Mon Sep 17, 2012 2:21 am 
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Quote:
if you can reduce living costs and she can cut out some luxuries in her life in order to keep it 50/50 then she should! She must sacrifice luxuries in life if she wants to pay the bills...what would she do if she was on her own? she would figure it out, she shouldn't ride on your coat tail and make you suffer because of it.
Very good point!
Quote:
Also if you guy are building a future together? which I am assuming you are? you should be saving, and this is something she should understand.
Agreed, I am also going back to school, putting money into my 401K every paycheck and paying off my debt. I make more, but I save/spend more as well.


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PostPosted: Mon Sep 17, 2012 11:59 am 
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I would tell her not to leave her job until she finds one the pays similar or the same...she has a job right now so there is no need to make any emotional decisions, she can take he time and find a new job. When you both moved in together you agreed on spitting things 50/50 and you both are going back to school (you need to save for that). It might be different if you were both done school, married with kids, but from the sound of things you are young? in your early or mid 20's?

In a relationship I would tend to agree that there should not be a "whats your is your and mine is mine" mentality. You are a team, you support each other, BUT that sometimes means making sacrifices on both ends. If she knows going back to school is important to you then she should not have any problem cutting back a bit...perhaps you can compromise? 60/40 something that allows you to put money away and live a comfortable life?

I would sit down and have a long talk about this, make a budget, see what the two of you can afford. You would be surprised how much you can save by cutting down on the little things...I bet the both of you can really cut your living cost down a lot just by sitting and brain storming together, and making a budget.


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 Post subject:
PostPosted: Wed Sep 19, 2012 9:09 pm 
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Awesome points made here.

One problem with splitting bills proportionately is that it does invite fluctuations in income to then alter who pays for what.

Personally, I like the idea if you had 50/50 of maintaining that by asking her to lower her standard of living. When she decides how to accomplish that, then you can decide if the things she wants to cut out to save $$$ are things you are willing to pay for to keep. E.G. She wants to go from the kick ass TV package to the base package, you decide if you want to pay to keep the whole package you have now.

If you come to that conclusion, I'd say there is minimal issue with


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PostPosted: Fri Sep 28, 2012 3:19 am 
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We are both 23. I agree that this is probably an emotional decision on her part. She has recently stopped talking about it and put more time into making her job less stressful. I do believe couples make a team, and I dig the 50% discount on groceries and rent. My job pays for all of my school, she doesnt have that luxury. Maybe I should think about it as an investment in the future :idea: . Ive invested over two years of my life into the relationship...I feel like its good and am comfortable...but im still young. In the past, I have have always excelled at things I invested in (mostly extreme sports). My friends and coworkers keep telling me im too young to settle down. Sometimes I feel like I should be living the crazy single life again but the majority of the time I feel like I have a good life and a future with her.


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PostPosted: Fri Oct 05, 2012 7:50 am 
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It become difficult.


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