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return attack/insult with the same amount and level as he is dishing to you.
in this case, a simple I wasn't talking to you might work provided there was others around.
I dont think thats the best way to go, if you play their game you lose. Frame yourself as superior to them. Ignore every comment they throw at you like they were little childrens even more if you pass next to them and they try that calmly look at them, pat one of their shoulder and tell them "sure man, whatever works for your Self-esteem"
But if one really wants to play their game one can alway attack their emotional weakness, in highschool i made one of those jerks cry and skip school by saying in a calm and confident way (its crucial to do it that way) "its not your fault, i know people like you have harsh time without their moms, too bad she kill herself..... maybe she didnt love enough the people arround her, or maybe the fell she didnt want to see you as a you are right now and that is why she had to...... use a rope"