My first post. Just thinking outloud, so might as well write this down.
Hope it's of some use to anyone.

I find that when I think too much out of my reality, it would only end up in me trying to troubleshoot problems I don't have. Then it's like a cycle of me thinking up problems that don't pertain to me - 'what if' scenarios. Hence fucking me up LOL

It's hard for me to describe what's in my thoughts, and this isn't any original idea I thought up. But, it would be best not to get ahead of your own situation.

Yes, have goals and all that; but don't go to far out of your reality. Consider where you want to go, and what you want to become - but work with what you have at the moment. Work with what you have that's tangible in your reality. It sounds obvious, but you'd be surprised at the effect it had on me.

Hope that made sense, ;)

Are you saying use the moment to bring you to your goals?

As in, forget about the past, and future, forget whats goin on twenty miles away, live now. In the moment and with only what you can experience with the senses.

Next make decisions according to whats happening NOW to bring you to your goals? No planning for things that may happen, only planning for what IS happening?

To OP: I fully agree. What you described is a common ailment of keyboard junkies as well. They'll scour every single thread, read up on all topics regardless and twist it to relate to themselves, even if it doesn't. This really holds you back.