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All I have to offer her is that I have a ripped body, I'm not that ugly I would said I'm a 7, shes a 8-9.
There's a good place to start. You are approaching the situation from the perspective that she has more to offer than you do. What you have to offer her is the feelings you will give her. With women, looks is not the main focus. Behavior is. You know how to behave therefore you are a step ahead of most other guys. From that perspective you are lets say a 9 and who is she? Some chick who's only game is to talk about sex? Then she is a 6. It's all relative to perspective.
Don't kiss her. If she lives up the street then you don't need a car, get her alone and as you normally would talk about sex with her. You'll get her mind thinking about you and sex. Except this time change the vibe a bit. Slow it down and speak deeper. Then the rest is up to you really. Tap that!!