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Unless she says she is clean and on the pill then its ok
On a serious note...
Something like 2% of condoms break during sex, lets say I have sex 300 times a year (Its an easy number to work with) thats 6 broken condoms, lets say 1 is at the right (more like very very wrong time) 25% of the times they would get pregnant (my count is through the roof so its more like 50) thats an unwanted pregnancy every two years
Besides condoms what else would/do you use to reduce the risk?
25% "at the wrong time" seems like an unlikely occurance to me. Depending on how long you last and what kind of condom you use that should not happen. The best advice in this situation is to give her the morning after pill straight away.
Also if you use condoms and the withdrawal method.... which may not be as fun but use your imagination, it can be plenty of fun.