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Guys like Erik Van Markovik, and Richard La Ruina clearly worked the barest minimum and they det along financially reasonably well...
Like I said, "hard" not "long". Unless you're naturally superb at something (and I'm talking real top quality, not just pretty decent), then you're going to have to work hard to get good at something. If you want to set up your own business and work from home doing whatever hours you want, then fine, go for it - but it will take a lot of hard work at first to get into that position. If you want to become really good at pick up and make money through running courses for other people or by selling online manuals/programmes, then great, but you're going to have to put the hard work in to get good at pick up first, then put a lot of effort into organising and marketing your programmes/products.
You can name me anyone who works short hours for good pay, and I will show you 1) a lot of hard work before they got to that point, 2) a 'genius' level of natural ability at something, or 3) a very rich family. Often it's a combination - you work very hard to learn new things and then you learn enough skills to be able to go into consultancy yourself or something like that. But unless you have practiced and learned those skills before hand, you're not going to get into that position. Even elite sportsmen (who have got more natural ability than most people) train to become as good as they are. If they sat around drinking and playing Xbox all day, they wouldn't be elite athletes.
Like I said as well, you don't need to be super rich, but even to advance yourself only slightly, you need to put the hard work in.